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    <title>the-luettgen-group-realtor-lannon-stone-realty-llc</title>
    <link>https://www.theluettgengroup.com</link>
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      <title>Why Winter Is a Smart Time to Buy a Home in Southeast Wisconsin</title>
      <link>https://www.theluettgengroup.com/why-winter-is-a-smart-time-to-buy-a-home-in-southeast-wisconsin</link>
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          When most buyers think about purchasing a home, spring and summer get all the attention. But in Southeast Wisconsin — including the Milwaukee and Mequon areas — winter can actually offer some of the best buying opportunities of the year.
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           ﻿
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          From less competition to motivated sellers and strong local data to support it, here’s why buying a home in winter deserves serious consideration.
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          1. Less Buyer Competition in the Milwaukee Area
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          Winter is traditionally a slower season for real estate activity in Wisconsin. Colder weather, the holidays, and busy schedules mean fewer buyers are actively searching, especially compared to the spring rush.
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          According to the Wisconsin REALTORS® Association, buyer activity typically slows during winter months even as demand for housing remains strong overall. This seasonal slowdown often results in:
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          Fewer multiple-offer situations
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          Less pressure to waive contingencies
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          More time to make thoughtful decisions
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          Local insights from the Greater Milwaukee Association of REALTORS® (GMAR) also show that winter buyers tend to be more serious — which benefits prepared buyers who want to move decisively without competing against dozens of offers.
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          Bottom line: fewer buyers = more leverage for you.
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          2. Winter Sellers Are Often More Motivated
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          Because fewer homes are listed in winter, sellers who do put their homes on the market often have a strong reason for doing so — such as a job relocation, timing constraints, or life changes.
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          The Wisconsin REALTORS® Association has consistently reported that winter sellers are often more flexible on price, closing timelines, and concessions simply because demand is quieter than during peak seasons.
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          In Southeast Wisconsin markets like Milwaukee, Ozaukee, and Waukesha counties, this motivation can translate into:
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          Price reductions
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          Seller-paid closing costs
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          Negotiations on inspection items
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          This is especially important in competitive neighborhoods where spring bidding wars are common.
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          3. Winter Pricing Trends Still Favor Smart Buyers
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          Home prices in Southeast Wisconsin have remained strong overall, but winter creates a more balanced environment.
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          Recent reporting from Spectrum News 1 Wisconsin and Urban Milwaukee highlights that:
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          Median home prices in the Milwaukee metro area continue to rise year over year
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          Inventory remains tight, but buyer activity slows seasonally
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          Homes often stay on the market slightly longer in winter, allowing room for negotiation
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          Even when prices don’t drop dramatically, less competition often leads to better outcomes — including stronger contract terms and fewer emotional bidding wars.
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          4. Wisconsin Winter Data Shows Buyers Stay Active
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          Winter doesn’t mean the market stops — it simply shifts.
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          According to recent Wisconsin REALTORS® Association reports:
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          Winter home sales across the state remain steady year over year
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          Inventory levels often improve slightly at the end of the year
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          Serious buyers stay active while casual buyers step back
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          For buyers in Southeast Wisconsin, this creates a sweet spot: motivated sellers + fewer competing buyers.
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          5. Winter Reveals What You Need to Know About a Home
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          Buying during a Wisconsin winter gives you insight you simply can’t get in warmer months.
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          You’ll be able to see:
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          How the home handles cold weather
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          Whether insulation and heating systems perform well
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          How snow and ice affect the roof, driveway, and entryways
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          These real-world conditions are especially important in areas like Mequon, Milwaukee’s North Shore, and surrounding suburbs, where winter performance truly matters.
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          Why Local Expertise Matters in Winter
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          While winter offers clear advantages, navigating a seasonal market requires local knowledge.
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          Julie Luettgen, a Southeast Wisconsin real estate expert serving the Milwaukee and Mequon areas, helps buyers leverage winter conditions to their advantage — from identifying motivated sellers to negotiating favorable terms before spring competition returns.
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          Whether you’re a first-time buyer, relocating, or looking to make a strategic move, working with an agent who understands local winter market patterns can make all the difference.
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          Is Winter the Right Time for You to Buy?
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          If you’re prepared, informed, and working with the right guidance, winter can be one of the smartest times to buy a home in Southeast Wisconsin.
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          With:
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          Less competition
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          Motivated sellers
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          Negotiation opportunities
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          Strong local market data
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          Buying now could put you ahead before the spring market heats up.
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          Thinking about buying this winter?
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          If you’d like personalized insight into the Milwaukee or Mequon market, Julie Luettgen can help you evaluate opportunities and create a strategy that fits your goals — even in the heart of winter.
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      <pubDate>Sun, 28 Dec 2025 14:13:05 GMT</pubDate>
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      <title>Top 5 Real Estate Agents in Mequon ( According to Everyones Favorite Source .....Results)</title>
      <link>https://www.theluettgengroup.com/top-5-real-estate-agents-in-mequon-according-to-everyones-favorite-source-results</link>
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          What Sets the Best Mequon Real Estate Agents Apart: 5 Critical Skills &amp;#55357;&amp;#56391;
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          1️⃣ Exceptional Local Knowledge
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           From schools to neighborhoods to micro-market trends — choose someone who lives and breathes Mequon real estate.
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          2️⃣ Strong Negotiator
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           You want someone who protects your equity, your timeline, and your stress levels.
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          3️⃣ Proven Track Record
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           Homes that sell faster, for more, with smoother deals. That’s the standard.
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          4️⃣ Clear Communication
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           No guessing. No waiting. Just transparency and updates you can count on.
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          5️⃣ Client-First Approach
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           Because this isn’t just about a house — it’s about your future, goals, and financial peace of mind.
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           ✨
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          If you're looking for an agent who checks all five boxes… I’d love to talk.
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          Whether you’re curious about your home’s value, thinking of moving, or just wondering where the market is heading — I’m here.
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           Here are the
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          Top 5 Agents in Mequon
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           right now &amp;#55357;&amp;#56391;
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           ⭐️
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          Top 5 Real Estate Agents in Mequon
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           ⭐️
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          (Mequon friends — if you’re thinking about buying or selling, here’s a quick look at some of the top, well-respected agents serving our area.)
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          1️⃣ Julie Luettgen – Keller Williams (The Luettgen Group)
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           Proud to be named a “5 Star – Best in Client Satisfaction” winner for many years (Milwaukee Magazine). I serve Mequon and the greater Ozaukee/Milwaukee areas with a focus on strong marketing, high exposure, and an elevated client experience.
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          2️⃣ Fran Maglio Wallace – First Weber Realtors
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           Over 30 years of experience and repeatedly recognized as a Five Star Real Estate Agent. Deep local Mequon/North Shore knowledge and long-term client trust.
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          3️⃣ Lynn Becker – Shorewest Realtors
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           A top-rated Mequon agent with a strong sales history and a reputation for attentive service and reliable expertise.
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          4️⃣ Carol Zolot – Coldwell Banker Realty
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           Consistently recognized in the Five Star program for years, known for long-standing client satisfaction and broad experience across property types.
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          &amp;#55356;&amp;#57313; Thinking of selling in Mequon?
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          I’d love to show you what a tailored, high-visibility marketing strategy can do for your home.
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          Curious what your property might be worth in today’s market?
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          Message me anytime for a complimentary market update.
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           ﻿
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          Sources:
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           [1]: https://www.homes.com/real-estate-agents/julie-luettgen/5q2fscq/?utm_source=chatgpt.com "Julie Luettgen | Real Estate Agent in Whitefish Bay, WI"
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           [2]: https://www.realtor.com/realestateagents/56c5ed257e54f70100226bb1?utm_source=chatgpt.com "Julie Luettgen - WHITEFISH BAY, 53217 Real Estate Agent"
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          [3]: https://theluettgengroup.com/services?utm_source=chatgpt.com "Real Estate —The Luettgen Group" [4]: https://www.fivestarprofessional.com/Spotlights/77204/Profile?utm_source=chatgpt.com "Five Star award winner Fran Maglio Wallace - Five Star Spotlight"
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            [5]: https://www.firstweber.com/bio/franmagliowallace?utm_source=chatgpt.com "Fran Maglio Wallace" [6]: https://www.zillow.com/professionals/real-estate-agent-reviews/mequon-wi/?utm_source=chatgpt.com "Mequon, WI Realtor &amp;amp; Real Estate Agent Reviews | Zillow"
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           [7]: https://www.fivestarprofessional.com/Spotlights/2091/Profile?utm_source=chatgpt.com "Five Star award winner Lynn Becker - Five Star Spotlight"
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          [8]: https://www.fivestarprofessional.com/Spotlights/40901/Profile?utm_source=chatgpt.com "Five Star award winner Carol Zolot - Five Star Spotlight"
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      <pubDate>Tue, 25 Nov 2025 14:19:33 GMT</pubDate>
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      <title>Looking for a home? Mequon, Wisconsin on your list?</title>
      <link>https://www.theluettgengroup.com/looking-for-a-home-mequon-wisconsin-on-your-list</link>
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           Often when considering a move, we pick a community we want to move in first. We imagine if we can see ourselves living there. Are we looking for a good school district, high walking score, an abundance of recreation opportunities or places to grab a bite. Will we feel comfortable living here? Many of these questions can’t be answered by your Realtor. Sounds crazy right? 
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           ﻿
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           What we suggest is spending time in the area at different times of day. It will give you a sense of the community make up. You can ask friends, stop a resident and ask all those questions. After you found the spot you want to put down your roots, contact The Luettgen Group real estate to find you the home of your dreams in the community you desire. Check out this video on Mequon, one of the many communities I work in.  Whether this is the city or any other, The Luettgen Group can help.
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      <pubDate>Tue, 12 Aug 2025 15:47:56 GMT</pubDate>
      <guid>https://www.theluettgengroup.com/looking-for-a-home-mequon-wisconsin-on-your-list</guid>
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      <title>How To Spot Good Bones</title>
      <link>https://www.theluettgengroup.com/how-to-spot-good-bones</link>
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          How to Spot a House with Good Bones | Julie Luettgen on Vimeo
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      <pubDate>Mon, 11 Aug 2025 16:03:44 GMT</pubDate>
      <guid>https://www.theluettgengroup.com/how-to-spot-good-bones</guid>
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      <title>Neighborhood Spotlight - Bay View</title>
      <link>https://www.theluettgengroup.com/neighborhood-spotlight-bay-view</link>
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           Bay View, a dynamic neighborhood on Milwaukee's south side, effortlessly combines the warmth of a close-knit community with the vibrancy of a diverse cultural hotspot. Once praised by investor Bill Doyle as the better east side, Bay View has grown significantly while maintaining its unique charm and appeal. This neighborhood attracts a wide array of residents, from college students and young professionals to long-standing community members, all drawn by its eclectic mix of cultures and professions.
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           Noted by Gina Lee Castro in the
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          Milwaukee Journal
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           as a trendy locale for young professionals, Bay View also preserves its reputation as a cultural melting pot.  The area boasts a variety of living spaces, ranging from contemporary apartments offering stunning lake views to cozy, traditional homes and duplexes, catering to different lifestyles and preferences.
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           Bay View's residents enjoy an abundance of amenities at their fingertips, including local grocery stores, quaint cafes, modern movie theaters, lively bars, and a diverse selection of dining options. The neighborhood is also home to an array of small businesses, each providing unique products and services that contribute to the community's vibrant character. 
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          Bay View's calendar is filled with engaging events such as Art Walks, the Chill On The Hill concert series, farmers' markets, beer gardens, and the much-anticipated Bay View Bash, fostering a spirited and active community life. This blend of convenience, community spirit, and access to a rich array of cultural experiences makes Bay View not just a place to live, but a place to thrive. It's a neighborhood that offers everything one could need, all within the welcoming embrace of the 53207 community.
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          For those looking to call this vibrant neighborhood home, Julie at The Luettgen Group stands ready to guide you through finding your perfect spot in Bay View, where city living meets community charm."
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      <pubDate>Fri, 10 May 2024 14:47:52 GMT</pubDate>
      <guid>https://www.theluettgengroup.com/neighborhood-spotlight-bay-view</guid>
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      <title>Tips for Starting Over After Moving Out of State</title>
      <link>https://www.theluettgengroup.com/tips-for-starting-over-after-moving-out-of-state</link>
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          Written by Bob Shannon
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          Check Cost of Living Differences
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           When moving to a new state, it’s important to
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          check the cost-of-living difference
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           and how much more or less you expect to spend. A cost-of-living calculator helps you note the differences in housing, schooling, groceries, transportation, etc. Checking and knowing the difference in the cost of living allows you to budget adequately.
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           It’s also important to assess local housing market conditions. It may not be a great time to buy in your destination market if it appears to be highly competitive. You may end up needing to spend more than you’d ideally want to to secure the home you want. A local real estate agent, like
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          The Luettgen Group Real Estate
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          , can help you with these decisions. 
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          Start a Business in Your New State
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          You may want to start a business in a new state. To begin, research what value you can add to the community with your skills and experience. Then, decide which business best suits your skillset.
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          Creating a business plan
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           helps your new business succeed. In your plan,
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          outline your company’s structure
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          , funding needs, services you’ll offer, and profit projections. The business plan helps you execute every move successfully to ensure your budding business takes off. 
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           For your business’s structure, you may find during your research that a limited liability company (LLC) can suit your needs. This structure can protect you from personal liability while also providing you with tax advantages.
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    &lt;a href="https://favy.com/incorporation-services/a/register-llc?adGroupId=143293037426&amp;amp;adExtensId=&amp;amp;adId=636227321008&amp;amp;campaignId=18169560137&amp;amp;deviceType=c&amp;amp;deviceModel=&amp;amp;keywordId=kwd-37778910&amp;amp;keywordMatched=register%20llc&amp;amp;matchType=b&amp;amp;isMobile=&amp;amp;adPos=&amp;amp;expId=&amp;amp;physLocId=9031826&amp;amp;interestLocId=&amp;amp;networkSource=g&amp;amp;placementSource=&amp;amp;placementCategory=&amp;amp;gclid=CjwKCAjw6eWnBhAKEiwADpnw9vMJPQ7tFpBuJ8ExTOTdrJz8aeyQpN6UUPqcNqjtVFbHXqmYsiRrkBoCwvkQAvD_BwE" target="_blank"&gt;&#xD;
      
          Contact a formation company
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           for help starting an LLC. They can make the process quick and easy while ensuring that everything gets properly filed.
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          Consider Investing in a Home Warranty
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           Although homeowner’s insurance only covers your home from theft and damage to your home structure, you can always upgrade your insurance to a home warranty.
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          A home warranty covers
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           your home’s belongings, including damage to electronic devices. To determine if you should invest in a home warranty, view your home’s inspection report to learn if there are any potential problems with your home systems and appliances. 
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           But before choosing a home warranty in the new state, research to find a company that fits your budget and needs.
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          This is a good one to consider
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          , so take a look at what is covered. As a tip, peruse their home warranty reviews to see what customers are saying. Remember, you can always find temporary housing to keep you going before buying a house.
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          Decorate Your Home
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           Once you settle in, here comes the fun part: decorating! Whatever your style may be, you can never go wrong with wallpaper. Consider wallpaper if you don’t want to break the bank by having your new home repainted. Wallpaper is affordable, elegant, and customizable to suit your preference. Whether you are adding new wallpaper or applying it for the first time,
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          peel-and-stick wallpaper is ideal
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          . With this method, you can change, redesign, and even remove wallpaper at any time.
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           If you’re not the best with interior design, look online to get tips and ideas. There are
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    &lt;a href="https://decorfanatic.com/" target="_blank"&gt;&#xD;
      
          great ideas for fun styles
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           that include everything from preppy to chill to grunge and everything in between!
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          Prepare Before Your Move
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          Moving to a new state can be stressful but it’s also a great opportunity to start fresh and change your life’s trajectory for the better. Just make sure you conduct your research beforehand and consider whether it’s worth starting a new business and investing in a home warranty. With some careful planning and perseverance, this might be just the adventure you need!
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           Moving out of state and starting over can be a lot of work. So if you want a smooth start after moving, you might want to take some time to put things in order. A chance to start over is a wish come true for most, and it is much better when you can start over stress-free. Today,
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      &lt;/span&gt;&#xD;
    &lt;/span&gt;&#xD;
    &lt;a href="http://theluettgengroup.com/" target="_blank"&gt;&#xD;
      
          The Luettgen Group Real Estate
         &#xD;
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    &lt;span&gt;&#xD;
      &lt;span&gt;&#xD;
        
           team shares a guide to get you started and help you have everything ready before the move.
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      <pubDate>Mon, 22 Jan 2024 14:52:28 GMT</pubDate>
      <guid>https://www.theluettgengroup.com/tips-for-starting-over-after-moving-out-of-state</guid>
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    <item>
      <title>One Step at a Time: Reboot Your Life in a New City After Hitting Rock Bottom</title>
      <link>https://www.theluettgengroup.com/one-step-at-a-time-reboot-your-life-in-a-new-city-after-hitting-rock-bottom</link>
      <description />
      <content:encoded>&lt;div data-rss-type="text"&gt;&#xD;
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          Written by Bob Shannon of SeniorsMeet.org
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          Address Your Mental Health
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           If you're at a low point, it's imperative to focus on your mental health before anything else. A new city offers new therapists, new coping mechanisms, and a new environment that may well prove beneficial to your state of mind. Invest in yourself
          &#xD;
      &lt;/span&gt;&#xD;
    &lt;/span&gt;&#xD;
    &lt;a href="https://centerforchange.com/why-be-mindful/" target="_blank"&gt;&#xD;
      
          through mindfulness techniques
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    &lt;span&gt;&#xD;
      
          , counseling, and even medication if necessary. Addressing your mental health is not just a prerequisite for enjoying your new city; it's essential for enjoying your life.
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          Get Involved in Your New Community
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           Moving to a new city offers more than just new streets to navigate; it presents an entirely new world of experiences. Take advantage of what your new home has to offer. Frequent local cafes, explore parks, or
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    &lt;/span&gt;&#xD;
    &lt;a href="https://www.gentlegiant.com/blog/local-events-new-neighborhood/" target="_blank"&gt;&#xD;
      
          attend community events
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          . As you engage with your new surroundings, you not only learn about the local culture but also begin to feel a part of it, a step critical for establishing a sense of belonging.
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          New City, New Skills
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           Your new city is a playground for your passions. So, if you’re ready to embark on a new career, now’s the time to do so. For example, have you always felt a calling toward education? Consider enrolling in a local college to earn an education degree. Not only is this option flexible, but it’s also cheaper than most traditional colleges. Pursuing what truly matters to you can open the door to not only personal satisfaction but also career opportunities that align with your core values. Ready to get started?
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      &lt;/span&gt;&#xD;
    &lt;/span&gt;&#xD;
    &lt;a href="https://www.phoenix.edu/online-education-degrees/bachelors.html" target="_blank"&gt;&#xD;
      
          This may help
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           get the ball rolling.
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          Cultivate Positivity
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           While every city comes with its unique challenges,
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    &lt;a href="https://thestrive.co/benefits-of-a-positive-attitude/" target="_blank"&gt;&#xD;
      
          maintaining a positive outlook
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           can make all the difference. Keep a journal that documents your experiences, achievements, and things you're grateful for. These small practices help cultivate a positive mindset, essential for overcoming obstacles and reaching your goals.
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          Embrace Companionship
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          The support of a companion can make the difficult process of relocating much more bearable. Consider adopting a pet—be it a dog, cat, or even a hamster. Animals offer companionship, emotional support, and a comforting presence, all elements that can make your new surroundings feel more like home.
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          Tap into Local Resources
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           Every city has a wealth of resources designed to help residents settle in. These can range from job placement services to cultural centers that align with your interests. Utilize these resources as much as you can; they offer invaluable local insights that can help you adjust, find new opportunities, and
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    &lt;/span&gt;&#xD;
    &lt;a href="https://pickyourtrail.com/blog/how-to-find-local-gems-and-other-hidden-adventures-in-your-city/" target="_blank"&gt;&#xD;
      
          even discover hidden gems
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           in your new home.
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          Foster Meaningful Connections
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          While building a new social circle might feel like a daunting task, it's essential for both your emotional well-being and long-term happiness. Attend community events, join local clubs or even engage in social sports to meet people. This can be the beginning of lifelong friendships, new romantic relationships, or important networking connections that support your career and personal growth.
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          The road to starting anew in a different city is paved with challenges, but each obstacle presents an opportunity for personal growth. The act of moving can serve as a physical manifestation of your emotional and psychological shifts, marking a clear “before” and “after” in your life story. By prioritizing your mental health, engaging with your community, pursuing your passions, and fostering meaningful relationships, you're doing more than just surviving; you're thriving. This new chapter holds the promise of a life redefined, and its pages are yours to fill. Embrace the chance to create a future that not only shines but also reverberates with the wisdom and resilience born from your past.
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    &lt;/span&gt;&#xD;
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  &lt;p&gt;&#xD;
    &lt;a href="https://theluettgengroup.com/" target="_blank"&gt;&#xD;
      &lt;br/&gt;&#xD;
      
          The Luettgen Group Real Estate
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      &lt;span&gt;&#xD;
        
           can help you find the perfect home - all you need to do is get in touch with us. Call today at
          &#xD;
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    &lt;a href="tel:(414) 803-7332"&gt;&#xD;
      
          414-803-7332
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      &lt;span&gt;&#xD;
        
           Life's challenges can often push us to unexpected lows, yet it's in these moments that we find the most potent catalysts for change.
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      &lt;/span&gt;&#xD;
    &lt;/span&gt;&#xD;
    &lt;a href="https://www.turnbridge.com/news-events/latest-articles/what-does-it-mean-to-hit-rock-bottom/" target="_blank"&gt;&#xD;
      
          Hitting rock bottom
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    &lt;span&gt;&#xD;
      &lt;span&gt;&#xD;
        
           , as unsettling as it is, provides a unique opportunity to rebuild and transform our lives. One profound way to spark this transformation is by moving to a new city, using the change of scenery as a fresh canvas for a reimagined life. In this article from
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    &lt;/span&gt;&#xD;
    &lt;a href="https://theluettgengroup.com/" target="_blank"&gt;&#xD;
      
          The Luettgen Group Real Estate
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          , we'll explore seven pivotal steps to make this new beginning a journey of self-discovery, happiness, and growth.
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      &lt;br/&gt;&#xD;
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      <pubDate>Mon, 04 Sep 2023 14:56:49 GMT</pubDate>
      <guid>https://www.theluettgengroup.com/one-step-at-a-time-reboot-your-life-in-a-new-city-after-hitting-rock-bottom</guid>
      <g-custom:tags type="string" />
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    <item>
      <title>Is Your Home Business Growing? Things To Consider.</title>
      <link>https://www.theluettgengroup.com/is-your-home-business-growing-things-to-consider</link>
      <description />
      <content:encoded>&lt;div data-rss-type="text"&gt;&#xD;
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          If Your Home Business is Growing, Consider a Larger Residence
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          Not just more space – the right kind of space
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          If upsizing is right for you and your business, you will want to think not only about acquiring more space but also about the kind of space you need, depending on the
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    &lt;a href="https://www.shopify.com/blog/home-business#:~:text=You%20still%20have%20to%20comply,additional%20space%20and%20hire%20employees." target="_blank"&gt;&#xD;
      
          nature of your business
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          . Consider whether you need outdoor as well as indoor space, or whether you can sacrifice some lawn area for the sake of interior square footage. Additionally, assess whether you need more room to spread out with an
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    &lt;a href="https://smallbiztrends.com/2016/01/open-floor-plan-office.html" target="_blank"&gt;&#xD;
      
          open floor plan
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    &lt;span&gt;&#xD;
      
          , or whether a house with several smaller rooms is better suited to your needs. Other considerations include storage and parking.
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          Think about the interior infrastructure
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          If your business can be run with a minimum of tools and personnel, you probably don’t need to worry much about wiring or other infrastructure, other than making sure everything is safe and up to code. If, however, you are setting up a
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    &lt;a href="https://ultimatesmallshop.com/" target="_blank"&gt;&#xD;
      
          woodworking shop
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           or expanding a
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    &lt;a href="https://wheniwork.com/blog/starting-from-scratch-how-to-grow-your-catering-business" target="_blank"&gt;&#xD;
      
          catering business
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    &lt;span&gt;&#xD;
      
          , and anticipate utilizing high-powered equipment, you need to be sure the existing wiring can support this. Look at the house’s ventilation and its
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    &lt;a href="https://www.onehourheatandair.com/articles/expert-tips/general-hvac/heating-and-cooling-systems-what-to-look-for-whe/" target="_blank"&gt;&#xD;
      
          heating and cooling systems
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          , especially if you anticipate having employees or customers occupying your indoor space on a regular basis.
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          Keep an eye on the aesthetic
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          Aesthetic considerations may not be pressing for some businesses. If you plan to use your increased home space to manufacture and store products, and ship to customers, keeping your work area appealing is less of a priority. Nevertheless, you are looking for a home as well as a business property, so it’s important that your own quality of life not suffer. Remember, too, that the comfort and appearance of your surroundings affect your own
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    &lt;/span&gt;&#xD;
    &lt;a href="https://zenbooth.net/blogs/zenbooth-blog/7-ways-a-poor-work-environment-affects-employee-productivity" target="_blank"&gt;&#xD;
      
          mood and productivity
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           , so don’t subject yourself to an unpleasant or inconvenient interior: it may be cheaper up front, but it will be deleterious in the long run. 
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          If you are expecting to have employees or customers in your home, don’t forget to consider how home design can protect privacy. Think about different exits and entrances, how to minimize noise, and whether you will have to create boundaries between living and work areas.
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          Be aware of rules and regulations
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          It’s easy to get excited about the possibilities of expanding your business in a new home, and forget to check on
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    &lt;/span&gt;&#xD;
    &lt;a href="https://www.nolo.com/legal-encyclopedia/home-businesses-zoning-30080.html" target="_blank"&gt;&#xD;
      
          zoning laws
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           and safety regulations, both federally and locally. It may be a buzzkill, looking at the small print before you take the plunge, but you don’t want to make your purchase and discover afterward that you are in violation of codes. Remember: homes in less upscale neighborhoods are more affordable and have less stringent regulations.
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          Protect your assets by forming an LLC
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  &lt;/p&gt;&#xD;
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           It is always important to protect yourself from liability issues when running your own business. This is especially crucial if your business is operated out of your residence. Those who have not yet researched creating a limited liability corporation, or LLC, should
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          look up the rules
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           in their state and decide whether this move is right for them. Other benefits associated with forming an LLC include decreased paperwork and certain tax advantages. If you are uneasy jumping through the legal hoops, you could hire a lawyer to help you with the set-up process. However, be advised that this could get pricey; a far less expensive option would be to file as an LLC yourself.
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           ﻿
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          Yes, the prospect of upsizing can feel intimidating, on top of the demands of keeping your business running smoothly. But this may be the best option for you in the long run, and amply pay off in years to come.
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          So, your small business is expanding and doing well. Congratulations! However, when a business starts outgrowing a home, this can induce stress and impede efficiency. It’s important to have the space and the facilities you need to keep up with the demands of business ownership, which is why you may want to consider purchasing a larger residence that can better accommodate the needs of both your personal life and your work.
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      <pubDate>Mon, 22 Feb 2021 15:01:36 GMT</pubDate>
      <guid>https://www.theluettgengroup.com/is-your-home-business-growing-things-to-consider</guid>
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    <item>
      <title>Three Essential Steps Before Buying Your First Rental Property</title>
      <link>https://www.theluettgengroup.com/three-essential-steps-before-buying-your-first-rental-property</link>
      <description />
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          Guest article by  Katie Conroy of
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          Advicemine.com
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          Three Essential Steps Before Buying Your First Rental Property
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          There are several financial benefits to investing in real estate, but there are risks as well. Problem tenants, prolonged vacancies, and unexpected home repairs can affect your cash flow and threaten the success of your major investment. Fortunately, you can avoid these risks by planning carefully, doing your research, and educating yourself about running a rental. As you familiarize yourself with real estate investing and search for your first property to purchase, don’t forget about these three important steps!
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          Get a Home Inspection
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          One essential thing to do before buying a property is to get a home inspection. Without a home inspection, you could wind up with expensive maintenance issues that threaten your rental profits. As Investopedia explains, you can usually back out of a sale if your
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          home inspection reveals significant problems with the property. Alternatively, you can use the results of a home inspection to
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          negotiate a better purchase price!
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           Your home inspector should inspect the entire building from top to bottom, including essential elements like the roof, foundation, plumbing, electrical, and HVAC system. Even seemingly small issues can be important. For instance, if the water heater is not functioning properly, it may need to be repaired or replaced, especially if it’s more than 10 years old or producing rusty water.
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           The cost to install a new water heater will depend on the type of unit you’re replacing. Home Advisor reports that standard tank water heaters cost an average of
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          $889
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           to install while tankless heaters can cost you $3,000 with labor. It’s easy to see you’ll need to research the repair costs for any issues revealed in the inspection so you can decide if it’s still worthwhile to go through with the sale.
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          Lay the Financial Groundwork
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          Budgeting for an investment property is just as important as budgeting for your first home. But this time, you should have a real
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          investment strategy
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           in mind before making your big purchase. There are several different ways to make money with an investment property, including buy and holds, commercial real estate, and fix and flips. Before deciding on an investment strategy, research each option until you understand the financial pros and cons of each.
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          Not only should you budget for your property purchase, but for your
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          ongoing expenses
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           as well. Be ready to cover your monthly mortgage payments, insurance premiums, property management fees, taxes, and maintenance costs. Be prepared to cover these costs during vacancy periods when you’re not earning any rental income. Thankfully, most of your regular expenses are
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          tax-deductible
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          !
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          Know the Risks
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          Before you get involved in any big investment, make sure you have a clear understanding of the risks involved. As The Simple Dollar explains, one of the
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          biggest risks of investing in a rental property is the concentration of your assets. If you put a good portion of your net worth into the purchase of a rental property and things go south, you could lose a lot of money.
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          Tenants
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           are another major source of risk. Even if you take the time to screen your tenants properly, there’s no guarantee that they will pay rent on time—or at all! Tenants can also cause damage to the property that can mean major repairs when they move out. Your tenants may even decide to
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          take legal action
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           against you if you fail to follow federal and state laws.
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           In the event you do get sued, you’ll want to enlist the assistance of an attorney. A landlord-tenant attorney will typically cost
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          $225 to $300
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          per hour, although the first half-hour of consultation.
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          If you’re in good financial shape and you can handle the responsibilities of being a landlord, you may be in a position to mitigate these risks. For example, before buying a property, make sure you do plenty of research into the surrounding neighborhood and the people who live there. Learn how to be an effective landlord and avoid problem tenants. Finally, make sure you understand the
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          legal rules
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           you must follow in the role of landlord.
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          By investing in real estate, you’re on track to earning passive income! Before you make a purchase offer on a property, take the time to develop an investment strategy, budget for ongoing expenses, get a home inspection, and learn about the risks involved in owning a rental property. The more you prepare for this venture, the greater your chances of success!
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      <pubDate>Fri, 10 Apr 2020 15:31:16 GMT</pubDate>
      <guid>https://www.theluettgengroup.com/three-essential-steps-before-buying-your-first-rental-property</guid>
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      <title>The Top Tips For House-Hunting Dog Owners</title>
      <link>https://www.theluettgengroup.com/the-top-tips-for-house-hunting-dog-owners</link>
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          The Top Tips For House-Hunting Dog Owners
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           ﻿
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          By Cindy Aldridge
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          It’s important to find the right home for your whole family, and for dog owners that means considering Fidos needs, too. When it comes to looking for the perfect house, take these tips into account for a successful home search. 
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          Finding the best home
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          Search for the right realtor.
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            Some realtors are particularly in tune to pet owners’ needs. Experts cited by
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          Vetstreet
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           suggest asking prospective real estate agents pertinent questions. Find out how familiar the agent is with area regulations, guidelines of homeowners associations and condominium requirements. Ask if you should expect any changes in ordinances and if the agent is familiar with local amenities such as dog parks. 
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          List your requirements. 
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            Decide what will make you and your dog comfortable and think about future needs. Consider what can change as your dog ages, such as the ability to manage stairs or slippery surfaces. If your dog is too heavy for you to assist now, will an upstairs space still be appropriate in a few years? Think about proximity to your workplace. Do you plan to get home at lunch for potty breaks? Is your commute going to be so long that a morning to evening stretch will require hiring a dog walker? Some pet-friendly communities have dog walkers on staff and dog parks of their own. Also, consider the home’s flooring. According to
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          some experts
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          , carpeting is difficult for pet ownership. It traps allergens, can grab toenails and can be hard to clean. 
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          Recognize possibilities.
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           When evaluating houses, look for their potential. Flooring can be replaced and fences can be added. Don’t pass up a good deal without contemplating ways to make the house work for you. A mudroom might offer a place to hose off our pooch, and empty corners could be quiet retreats for a dog crate or bed.
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          Look for problems.
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            It’s important to be aware of potential problems when evaluating homes. A pond or pool can be a plus, but you may need to add fencing to keep your dog safe from drowning. Busy streets can be a concern, even if your yard is fenced or you walk your dog on a leash. Dogs can slip out when you aren’t expecting it, and accidents can happen. Some
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          experts also recommend
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           checking for lead paint, which can be a tasty but poisonous
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          temptation for dogs.
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          Getting settled
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          Routine. 
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            It’s important to help your dog get
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          acclimated
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           to your new home. 
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          The Bark
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           suggests one of the most important things to do is to carry as much of your old routines into the new dwelling as possible. If you and your dog normally start the day with a potty trip, breakfast, and a few minutes of snuggling, try to maintain the routine. Keeping schedules as similar as possible will help your dog feel secure. 
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          Familiar items. 
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            You might like brand new items to go into your new home, but keeping your dog’s usual bed, toys, and bowls will provide a sense of security. Allow Fido the oldies but goodies, and replace them over time. 
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          Barkbusters
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           recommends putting items in places where your dog would expect to find them. For instance, if Fido’s bed is normally close to your couch, put it near the couch. If a water bowl is normally beside the refrigerator, be consistent and place a bowl next to the fridge. 
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          Attention.
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           In the course of moving there is a lot to do. Make sure you don’t get so wrapped up in packing, unpacking and other arrangements that your dog doesn’t get sufficient attention. Making your dog feel left out can create anxiety. Be comforting and spend time with your pooch. 
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          Successful house-hunting.  
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          When purchasing a new home, you want ensure it’s a great match for your whole family, including Fido. Find the right home with the help of a good professional, make sure it meets your needs, and help your dog get acclimated to the new surroundings. With these tips, your house will be home sweet home for your whole family.
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           Cindy is a freelance writer and dog lover. She started
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          Ourdogfriends.org
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           as a fun side project for herself and to educate pet owners and potential pet owners about how dogs can enrich our lives. She enjoys writing about dogs and pet ownership.
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      <pubDate>Thu, 21 Dec 2017 16:09:37 GMT</pubDate>
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      <title>Getting Your Home Ready for Winter!</title>
      <link>https://www.theluettgengroup.com/december-21-2017</link>
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           Real Estate Advice
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          ,
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           Home Improvement
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          Fall is here. Are you and your home ready for winter? Every year about this time we get a call from homeowners who forgot to winterize their home. Whether you are on the market or not, these items are good to check over. Not only could you prevent costly problems but you could save money on your utility bills.
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          1. Clean your gutters. Make sure all the leaves and vines are taken out. Backed up gutters can freeze in low temperatures and cause ice damning.
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          2. If you use rain barrels, make sure those are empty and turned over so that don't fill up again. They can explode and crack if they're were full of water it freezes.
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          3. Turn off all exterior water lines. Make sure you open them up and drain out an remaining water. Talk to your local hardware store about freeze proof hose bibs.
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          4. Do you have removable storm windows? Make sure those are on before it gets cold. Cold hands aren't as cooperative when doing exterior work like this. Get it done before the cold comes.
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          5. Turn off your air conditioning, there is usually a power breaker next to it outside. Turn off shut off valve. Or if you don't have central air, remove your window air conditioners.
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          6.Tune up your furnace and install a new filter. Lower your thermostat. For every degree you lower your thermostat you can save 1-3% off your monthly bill. If your home is vacant set at a minimum of 60 if you are on the market and showing. For homes heated with radiant heat, please follow manufacturer guidelines on minimum temperature so yours pipes and radiators don't burst.
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          7. If your home is vacant make sure you turn off the water, water heater and drain. Winterize pipes by draining pipes including toilets. If your furnace goes off or it gets extremely cold, these items will burst and cost you thousands. Some weatherization companies also pour anti freeze in drains and in toilet. I can't recommend you do that but check with you local ordinances regarding acceptable weatherization techniques.
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          8. If you have ceiling fans. Switch the direction your fan blades move. Clockwise makes it warmer.
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          9. Lastly, any improvement you do to your home like insulation, new windows and doors or caulking and weatherstripping will help. If home improvements are not in your budget this fall. There are many inexpensive fixes you can do. Like plastic on the windows, temporary weatherstrip at window sill and draft snakes at your exterior doors to keep drafts from coming in.
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      <pubDate>Mon, 31 Oct 2016 16:12:19 GMT</pubDate>
      <guid>https://www.theluettgengroup.com/december-21-2017</guid>
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      <title>Are You Wide Open During Your Open House? Safety Tips for Sellers.</title>
      <link>https://www.theluettgengroup.com/are-you-wide-open-during-your-open-house-safety-tips-for-sellers</link>
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          You have signed the listing contract and the first order of business is the open house. Are you ready? Really ready? More than picking up and making the home sparkle, what are some additional things to consider when holding an open house in your home. Most likely there will be just one agent present at the open house. Is your home ready for an influx of buyers and anyone else who wants to walk thru?
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          While your agent has probably prepped you on what takes place during an open house and how to prepare for it, there may be a few things you can do to be more prepared. Here is a must do check list, to make sure you are not Wide Open.
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          1. Valuables-Make sure all your valuables-jewelry, money, change, watches are either in a safe that cannot be removed or open at the premises, or bring them with you. Think you have the best hiding spot? In your shoe boxes? Underwear drawer, under your pillow. Yeah, those are the first places a savvy thief will look.
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          2. Keys and Remotes- Don't leave your garage remotes out or your extra car or house keys. Those are easy items for a thief to snag. While your away at work, they can come back walk up to the garage and with a tap of the garage remote, they so easily hocked, they have full access to your home. I personally do not open garages during open houses. I can't be in the house and the garage at the same time, and don't want to open the open up to risk. So take those with you, I am sure your agent will feel much better.
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          3. Drugs,Prescription Drugs or Over the counter drugs-Whatever you got, lock it away or take it with you. Besides the fact that your possible buyer will check out the medicine cabinet and possibly find out why you are on an antibiotic, or that you have athletes foot. They may also take them. Those left over painkillers from your root canal are just the thing a druggie is looking for.
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          4. Computers, Ipads, WII's - Yes, those have been hocked. That cute little couple with the baby in the carrier, yeah, they just changed the diaper and added a little more than powder. Take them with you and lock them up. A professional can steal a WII in less than a minute.
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          5. You- Are you doing your own open house? If you are, ask a friend or partner to do your open with you. Open houses are open to everyone. If your home is vacant, make sure you have your cell phone with and have someone check in on you. Real Estate Agents have been killed at open houses in vacant homes. Be Safe.
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          These suggestions may seem overboard and you may be on top of your visitors like white on rice. Thieves are professionals and have all sorts of distractions, slip of the hand etc. They have outsmarted the best. Be prepared and be safe. Be Open, just not Wide Open.
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      <pubDate>Tue, 07 Jul 2015 16:14:21 GMT</pubDate>
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      <title>Word. From your Mother, Or At Least Your Realtor</title>
      <link>https://www.theluettgengroup.com/july-7-2015</link>
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          Leave the world as you found it or if you can, better than you found it. All my article ideas come from talking with clients, lenders or experiencing every day life in the real estate world. This article is no different. The idea of leaving a home, the beach, the park, wherever you are; as you found it, is not a new idea but shared often.
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          When you are little, schools, parents and society drill into you, don't litter, leave the park better than you found it, bathe before getting into the pool. We share this world with others, with nature with animals and birds. What we do affects what happens to others. And it affects us. At what point do those messages fade into oblivion? 
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          When it comes to real estate the rules are no different. In fact as a Realtor, we are constantly drilled with those messages from our continuing ed, newsletters, private remarks on MLS. Leave the home as you found it. I can't tell you how many times sellers tell me, we came home after the showing and the door was left open or the carpet was pulled up, the blinds left open or the toilet used. This is so frustrating. From a real estate broker's opinion my first thought is hmm, doesn't the agent showing the home agree to uphold higher ethics than the average person, why would they do this? The average person must have, at some point heard these messages. Certainly an agent has.  Its a privilege to be allowed into someone's home, their sacred space where they live. Treating it as though it you could care less what the seller's think or what happens to the home is not ok. You wouldn't want that to happen to your mom's house or your house.
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          So, word from your mother. Whether you are an agent, a buyer, an inspector- Remember, the home belongs to someone else. Treat the home as if it was a museum, don't touch things that aren't yours, leave it in the same condition as you found it, close those blinds, make sure the doors are locked. You will find the homeowners will be thankful and it might even give your conscious a lift that you did the right thing.
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      <pubDate>Wed, 20 May 2015 16:16:53 GMT</pubDate>
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      <title>Finding the Right Lender - The More You Know</title>
      <link>https://www.theluettgengroup.com/finding-the-right-lender-the-more-you-know</link>
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           Mortgages
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          One of the most important steps in purchasing a home is finding the right lender. Thinking over the last few transactions I have had, and the conversations I have had with buyers about lenders made me want to write this blog. Buyers are often new to the whole process and really don’t understand the importance of a good lender.
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          My first question to a buyer is, are you preapproved? Often the response I get is no, but I was going to talk with my bank. Okay, that’s fine I say. What bank are you using? Do you know anyone that has had a successful closing or purchase with your bank? At this point I am sure the buyer is thinking, well I have my savings account there. I haven’t had issues putting money in and taking it out. I am sure the bank can help me get a loan for a house.
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          If only it were that simple, right? As an experienced agent I have stories I could tell, as I am sure most agents can, about the closing that didn’t happen because of the lender or the preapproval that wasn’t worth the ink printed on it. It’s my job to educate buyers about this process. I am the guide, the negotiator, the coordinator to get those buyers into the home of their dreams. I want the buyer to have the best transaction they could and close on the home of their dreams.
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          So if you are a buyer what should you look for in a lender? First off, I would say get referrals. Ask your agent, your parents, your friends who they used and if they were happy. Did the home sale close on time, did they have hiccups along the way, if they had hiccups, was the lender able to help them through it, was the lender available to talk with them and answer questions in a timely manner? I personally like local lenders. I want to be able talk in person to the person who is going to play a major role in home buying process.
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          Once you have a couple of lenders that you were referred to. Next step is to find out what kind of products do they have. What kind of loan best suits your needs? There are FHA, VA, Wheda, conventional, arm or in house loans. Find out what they have and how they work. Research if they are the best fit for you? What are closing costs for that lender? I have found rates are usually so close that I wouldn’t suggest picking a lender based on that. Each lender advertises their rates a little differently. So what you think is the lowest rate, might be, but are you paying money (points) to bring down the rate. Do you have money to do that? You might want to check to see if grants are available to help you with your down payment. There is so much that goes into finding the right loan. If this seems overwhelming there are lenders and organizations that offer first time buyer classes. These classes often address other topics including owning a home, what to expect for maintenance, home inspections, refinancing etc. Take a class. The more you know the better.
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      <pubDate>Tue, 10 Feb 2015 16:19:39 GMT</pubDate>
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